The main reason you must get auto insurance is the advantage that your small monthly payments will result in great savings when you need it most. Accidents are sudden and unexpected and this means that they can drain an individual financially not to mention emotional stress. However, with a car insurance cover chances are that you won’t have to worry about your finances which, in most cases, is the most crucial factor when accidents happen. Insurance means saving time The period following accidents can be long and cumbersome especially if the police are involved. Your insurance cover can save you a lot of emotional stress because it will cater to any costs you might incur into which means it will also speed up the compensation process thus saving you a lot of wasted time. Investing in an insurance cover is therefore the best move you can make when you own a vehicle. Insurance means having peace of mind whenever you are on the road Nothing gives drivers a sense of security more than an insurance cover. The knowledge that you are covered regardless of what happens gives you the confidence to drive at a reasonable speed and concentrate on driving. Driving without insurance leads to panic and stress which can cause accidents. It takes care of your medical bills when the health insurance fails you If you have an accident and your health insurance provides little or no cover, you can benefit from your car insurance for your hospital bills as well. This means you can get the treatments you need without worrying about the cost as the insurance company should take care of all your hospital bills and needs. It is a basic rule and legal requirement Choosing to purchase an auto insurance cover may not be your choice. In fact, it is required by the law that all car owners insure their vehicles at least with the minimal basic cover.