Normally, most breakdown covers limit clients to a certain number of calls per year. It is very unlikely that you will make a breakout call more than six times a year which translates to a breakdown every two months. Most policy providers gauge their limits on the assumption that if your car is younger than 15 years, it will not break down often or easily. Consider this a policy that offers a reasonable limit. However, if you are experiencing breakdowns often then it may be time to get a new car. Recovery, onward travel and emergency accomodation provisions. You need to know if the policy you are signing up for offers all these elements. Furthermore, you need to know which of these provisions are standard and those that are considered payable add-ons. While some people view them as luxuries, they save you a lot of stress and panic when you experience a breakdown far away from home. Find out what is excluded from the cover, and whether it is necessary or not. Knowing the things that are not covered in your breakdown policy will help you respond effectively. Usually, most breakdown policy never cover clients when they run out of gas, oil or water. In addition, breakdowns caused by poor vehicle service will also be ignored. All the information on exclusions is available on your policy so it pays to read and understand the fine print. Choose a policy that matches your vehicle type and size. Most covers are tailored to specific vehicles. While there may be policies that do not differentiate between motorcycles and vehicles, you need to find a policy that fits your vehicle. Also, it may be necessary to get a special cover if your vehicle is too large to be recovered by ordinary trailers. Understand the exact date that your policy starts on. Some policies have a set time while others leave the choice to the client. Consider both options when getting a breakdown cover and remember that breakdowns can happen any time.