We all care about our pets and we want to take the best possible care of them, which is why buying a pet insurance is a wise decision. One of the things you should know before buying one is that certain chronic conditions will make the price of your pet insurance rise. Some of these conditions are often related to particular breeds which means you should try to gather as much information as possible about different pet insurance policies to be able to find the cheapest one for you, especially if your pet suffers from a chronic condition. The cost will vary depending on where you live This will come as a surprise to many people but depending on where you live, your pet insurance will be either cheaper or more expensive. Everyone knows that services in, for example, London, cost more than in other cities such as Liverpool or Leeds. But, apart from that, the quality of life also comes into the equation which means that a pet living in a rural area is expected to be in better health conditions than one living in a big city. The age of your pet is important Some people decide to buy a pet insurance once their pet starts becoming old, but that is a big mistake. Apart from the fact that you should always worry about your pet’s health and not only when it is old, you should keep in mind that the older your pet is the more expensive the insurance will be. Therefore, get one as soon as possible and save money. Find out about the excesses An excess is the part of a claim the pet insurance company doesn't pay for. That is why before buying one you should find out exactly what the percentage of the excess is and try to buy one which has the lowest excess. Buy a popular pet insurance Popular pet insurance companies can sometimes be more expensive than less popular ones, but it's a fact that they offer the best services and are faster in solving problems.