Having a home insurance is extremely important, but it is also very expensive. However, there are some tips you can follow in order to pay less, and one of them is to carry multiple policies with the same provider. If, for example, you have a car and a house, one way to save money on your insurance for both is to have both policies with the same insurance company. There are other options too: for example, you could also combine your home insurance with your life insurance and still save money. Boost your deductible Many people are confident that nothing will happen to their houses yet they decide to buy a home insurance. If you are one of those and you are up to something slightly risky, you could go for a high-deductible policy, which is the money you would have to pay if something happened to your house. The higher your high-deductible policy is, the less you will have to pay for your policy. In fact, if you go for this option, you might end up saving up to 35% in your premium. Install an advanced alarm system in your house There are lots of different types of alarms out there: from fire alarms to carbon monoxide sensors and burglary systems, all of them are always connected to a central station. What many people don't know is that having one, or more, alarm systems at home can lower the premium of your home insurance up to 10% allowing you to save money. Be loyal to your insurance company There is a chance you will find some promotions when it comes to buying a home insurance from a company you are not a client of, but you shouldn't give in and you should instead be loyal to your insurance company. A bonus of this attitude, moreover, is that after about five years of being a client you will get some nice discounts. Prepare your house for disasters If you live in an area where natural disasters are common, preparing your house in accordance with the standards set by the IBHS can help you save up to 30%.