The auto insurance industry is competitive which is a good thing for drivers. Also, it is easy for you to compare prices and deals among several companies before settling for one: Make use of online guides if you feel like you are getting overwhelmed by the numerous offers available. When you understand what to look for in addition to favorable rates then it will be easy to choose a cheap insurance cover so take advantage of the competing firms to secure a good deal. Ask questions and make inquiries The fact that this is not your area of expertise means that you may be unaware of what to do so it is advisable to approach a broker and ask for information regarding your insurance cover. Furthermore, getting basic information the first time makes it easy for you to conduct independent research that attracts better rates. Remember that asking prevents mistakes. Know what you need and want You need to know what you really need to best compare insurance companies as most insurance companies differ from each other based on the extras while the basic covers are similar across all companies. Find out what you need most among the extras available. Use one insurance company Some people tend to have multiple insurance covers but it really makes more sense for you to use only one insurer for all your policies including home, life, car and business. The advantage of using a single multi-insurance company is the fact that there is a significant saving of up to 15%. Understand special rules If you are in the military then chances are that special rules exist for you. However, you need to find out if you are allowed to retain your insurance cover regardless of state as members of the military can be stationed anywhere.